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The start of the year has come and gone. You may find that the goals and resolutions you set at the start are no longer getting the attention they deserve. Whether you are feeling your motivation waning or feel like the goal is too far off, recommitting to these goals and resolutions may be just what you need to get yourself back on track. Ready to revive those resolutions? Below are a few tips to help you get started. Remember Your Whys Reconsider why you set those goals and resolutions. By re

Pension plans are still offered at many types of employers today. A pension plan is an employer-sponsored retirement savings plan the employer contributes toward to fund their employees' future retirement. There are two types of pension plans: Defined benefit plans that guarantee a monthly payment for life or a lump-sum amount when the employee retires.Defined contribution plans the employer contributes to in the form of an investment account for the employee available to them when they reti

With all of the attention the life insurance industry has been receiving lately, it's easy for policyholders to overlook two important factors: 1) few investments, if any, meet the safety of life insurance and, 2) few investments offer the advantages of tax-free accumulation of cash values and tax-free death benefits. Whether you own a traditional whole life insurance policy, or an interest- or investment-sensitive policy, it is important to have some familiarity with how your policy earning.

Money can be a confusing and unapproachable topic for adults, let alone for kids. The key is to teach children about money early so that they can develop a healthy relationship with it.Here are the best ways to give children a glimpse into the ins and outs of managing finances.Allowance Roughly two-thirds of American parents give their children an allowance. This tried-and-true method of money management works for several reasons, with children of any age.Make them earn it Mo

What to look for and what’s not important  

When market volatility takes investors on a wild ride, fear and panic are common responses to this stock market roller coaster. Acknowledging these emotions may be a good first step, but acting upon them could result in impulsive, irrational decisions. Many experts warn investors to never let emotions drive their investing decisions but that’s easier said than done.1 What can you do to stay calm while markets are volatile? Review and stick to your investing plan When you watch your accou

Most people know that once they approach retirement age, their reward for years of work comes from Social Security payments they put money towards during their employment. Deciding when to file for your Social Security payments is likely what you may focus on, but there are some other Social Security benefits you may be missing out on that are worth investigating. 1. Survivor BenefitsTens of thousands of people receive their Social Security benefits each year but fail to claim eligible surv

When people think of “myths,” they often think of such stories as Pandora’s Box (the woman who took the lid off of a jar releasing all of the world’s ills upon the world, were taxes one of them?), or the Tale of Prometheus (who stole fire from his fellow gods to give to humans and was punished by Zeus with eternal suffering). However, money myths have also been circulated with such frequency that many people unknowingly believe them. These myths also tend to restrict...

Credit card use can be beneficial to your finances if managed appropriately. Learning to balance credit card use with spending habits while also saving can positively impact your finances over time.

Most of us go to see professionals when were in trouble or during times of crisis. Think about it. We go to the doctor when we are sick. We go see a lawyer when we have a pending legal matter. We go see a counselor when we're feeling depressed.

As more and more consumers search for financial information on the Internet, they may inadvertently leave themselves open to being by certain companies and individuals. Visitors to financial websites have created a large mass of information that is, in some cases, hardly private. Many marketing companies routinely employ software programs designed to identify you and your habits on financial websites.

March 1st is Refired, Not Retired Day. It is a day for those retired or close to retirement to start thinking about their next stage in life. It is a day not to reinvent, rekindle, and refire your life, focusing on what is ahead instead of what is behind you. The day was founded by Phyllis May, who retired at age 55 after 34 years in the education field without a plan for the next stage of her life.

For many, spending more quality time with loved ones and friends is a New Year’s resolution or work-life balance goal. But for investors who are accustomed to keeping a close eye on their assets' performance, balancing one's "to do" list with one's "want to do" list may be tricky. Below, we discuss three time management tips investors may employ to free up some extra time for what matters most.

You may have envisioned retirement as a second childhood—a time to relax, enjoy yourself, and devote your time to your favorite hobbies. Unfortunately, worry-free retirement is not the reality for some. Challenges from stock market drops, home repair issues, or health complications may send you veering off course. What might seniors do to get back on track after their retirement plans have gone awry? Here are four steps that might help you respond to some retirement setbacks.

Looking for ways to save "I love you" on Valentine's Day? Then you may want to consider opening a spousal individual retirement account (IRA). This gift says, "Let's grow old together comfortably," and shows your partner that you care about their financial wellness. Beyond that, a spousal IRA offers the following advantages.

It is a dream of many people to be able to own and run their own business. You have the potential to make a living and support your family, and being an entrepreneur provides a certain amount of flexibility that an employee of a company would not necessarily have. This can be extremely attractive, and millions of people explore this opportunity in the United States.

With the signing of the Omnibus Appropriations package into law, both employees and employers can take advantage of more than 90 new provisions aimed at creating opportunities to create or modify workplace retirement plans and strategies. What to know about the Secure Act 2.0 that may impact you and your financial and retirement goals? Read below for a helpful overview of important information to know about the SECURE Act 2.0.